Extending Voluntary Health Insurance through Community Organization

Voluntary Public Health Insurance

We look at the consequences of allowing public health insurance (PuHI) to be voluntary when its coverage can be supplemented in the market. PuHI redistributes with respect to risk and income, and the market is affected by adverse selection. We argue that making PuHI voluntary does not lead to its collapse since there are always individuals participating in it. Additionally, in some cases, a vol...

CENTRE FOR HEALTH ECONOMICS Paying for Health Care in Vietnam: Extending Voluntary Health Insurance Coverage

Stabilising community health financing through re-insurance

The purpose of this article is to examine the notion that reinsurance can stabilise the financial operation of small community based health schemes (micro-insurance) in low-income settings. Stabilisation activity focuses on counteracting adverse financial consequences of local catastrophes, the impact of excessive statistical fluctuations due to small group size, and the error in estimating pro...

Voluntary Health Insurance in Vietnam: an Evaluation

This paper summarises the findings of a series of articles which evaluate the impact of State-implemented voluntary health insurance (VHI) on the Vietnamese health system. The results are generally positive with clear equity gains in terms of utilisation and expenditures, and no evidence of consumer moral hazard. However VHI appears to negatively affect the quality of care, which patients trade...

Understanding Perception and Factors Influencing Private Voluntary Health Insurance Policy Subscription in the Lucknow Region

Background Health insurance has been acknowledged by researchers as a valuable tool in health financing. In spite of its significance, a subscription paralysis has been observed in India for this product. People who can afford health insurance are also found to be either ignorant or aversive towards it. This study is designed to investigate into the socio-economic factors, individuals’ health i...